Intelligentsia

Competition for employment in this crisis era makes us need to find a way to survive. Limited employment opportunities make some people choose to entrepreneurship. Therefore, never be afraid to start your own business.

You should consider some things if you intend to start your own business. Especially for those people who have a small capital. Among them:

1. Determine what areas you will focus on. As much as possible not just follow trends. You should review from within the controlled area and if you are able to manage.

2. Do not push yourself to achieve as much profit by investing in many fields. It would be better to avoid many of loss. It is important for you to intend a serious heart to cultivate the field.

3. Develop ability (personal skills) in accordance with the selected field. Do not be afraid to learn, ask, share and explore the experts of those who have succeeded.
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Future filled with uncertainty. You must be smart to keep yourselves, both in the present and future. Prepare an emergency fund to deal with uncertainty in the future with an emergency savings that can be used when needed. Here are 10 steps you can apply to start creating an emergency funds:

1. Calculate how much you spend each month.

2. Create an emergency fund savings target for about 3-6 times the cost of living per month.

3. Set aside a little money from the monthly income. Adjust the size with capability.

4. Save money in the form of money market accounts, high-interest savings accounts and money market mutual funds.

5. Treat your emergency fund as one of the bills to pay every month so motivated.
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